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 Many of these owners are also hurting financially. They are behind on mortgage payments, often in negotiations with their lenders on ways to modify their loan terms, write off a portion of their debt or do a short sale selling the house for less than the mortgage amount owed to a new buyer, with the lender forgiving the unpaid balance. Improvements in housing prices have largely bypassed these folks, as has the overall economic recovery in the last several years.. MUMBAI: Indian bond yields surged to their highest in more than five months on Friday as traders expressed their disappointment with the Reserve Bank of India (RBI) for not announcing a concrete bond buyback calendar to absorb additional market borrowing. The RBI kept rates steady at record low levels, as expected, on Friday and said it would maintain support for the economy's recovery from the pandemic by ensuring ample liquidity for markets. The government in its budget earlier this week announced an additional borr

 Rajul Mathur, consulting head talent rewards, Willis Towers Watson India said, "As companies in India respond to the economic implications of the Covid 19 crisis, there is an increased optimism on business recovery, but it is yet to translate into the salary increment budget. With compensation budgets lower than previous years, companies are likely to prioritise allocation towards protecting critical and high skilled talent. Through 2021, we can continue to expect greater emphasis on pay for performance and pay linked to business output." High tech, pharmaceuticals and consumer products retail project a median salary increase around 8%, while the financial services and manufacturing sectors project a 7% increase in 2021. You might assume it's just another boring looking piece of the paper blitz you're hit with when you apply for a home loan. But given IRS Form 4506 T's new prominence in the fraud shocked mortgage market, it's much more than just another do